Access to credit, affordable rates, and great service are often reserved for those with the most income or highest credit scores. That needs to change.
At Oportun, we built our own AI-driven platform to facilitate that change. By looking at more than just a customer’s credit score or income, we’re able to offer affordable credit to the people often excluded from the financial mainstream. Since 2006, we’ve disbursed more than 5.6 million loans and credit cards and helped 1 million people established credit history who came to us without a credit score to start establishing their credit history.
A credit card without the stress
Credit lines from $300 to $1,000
For shopping online or anywhere
No security deposit fees required
Even if you don't have credit history
Zero fraud liability
Safeguard your wallet